Ramzi Ghurani

The idea of having life insurance in place isn’t unusual. Most people understand it on a basic level:if something happens, your family isn’t left scrambling financially. But insurance doesn’t stop at the “big” risks. There’s a whole world of niche cover out there too, designed for the strange, unlikely, and very specific situations life can …

Valentine’s Day Special: Unusual Insurance Policies That Protect Your Loved Ones Read More »

Life insurance is one of those things people often mean to sort out “soon.” For many women, that “soon” gets pushed back. Not out of neglect, but because work, family, and day-to-day responsibilities often take over. In 2026, that approach is riskier than it used to be. Many households across the UAE and wider region …

Women and Life Insurance in 2026: What You Need to Know Read More »

Travel trends change every year, but what pulls us toward them is pretty familiar. We all want the story. The photo. The place our friends have not seen yet. In 2026, the difference is that trends spread faster and farther than ever. A single reel can turn an unknown trail into a packed queue by …

Top Travel Trends to Approach More Carefully in 2026 Read More »

A new year is the perfect moment to match your cover to real life. Prices shift, regulations evolve, and families take on new commitments. In the Middle East, many of us live across emirates, travel often, and balance personal priorities with entrepreneurial goals. The right insurance removes friction from everyday decisions and protects savings when …

Top Insurance Plans for the New Year – Protecting Your Interests in 2026 Read More »

The first month with a baby does not run on normal time. You are learning new rhythms, shuttling to checkups, and catching sleep in short bursts. In the middle of it all sits one quiet but important job: adding your child to your health insurance. Do it early and routine care slides neatly under your …

How to Add Your Newborn to Your Health Insurance Policy In The UAE Read More »

Whether you’re a household sponsor, a domestic worker, or a private‑sector employee, your UAE health insurance now moves in lockstep with your residency visa.. With the 2025 rules tying coverage to visa processing across MOHRE, ICP, and GDRFA systems, the fastest way to stay compliant is to follow a clear checklist. This guide explains how …

Step‑by‑Step: How to Get Health Insurance for Domestic Workers and Private‑Sector Employees in the UAE Read More »

Trying to make sense of health insurance in the UAE can feel like learning a new language—there’s so much jargon and so many conflicting stories out there. At Petra Insurance, we know how confusing it can be, and we want to help you cut through the noise. Health coverage here isn’t just a box to …

Myths About Health Insurance Read More »

Starting 1 January 2025, a new federal rule takes effect: before any UAE residency visa can be issued or renewed, every salaried resident expatriate, payroll freelancer, and sponsored domestic worker—along with their dependents—must be covered by a DHA‑ or DOH‑approved Basic Health Insurance plan that is registered through the MOHRE‑ICP Unified Health‑Insurance Gateway. Emirati citizens …

What Happens if You Don’t Comply with the 2025 Health Insurance Mandate? Read More »

After years of living and working in the UAE, I’ve seen how this country keeps evolving into one of the world’s most powerful hubs for ambitious people. It’s a place full of promise — but also one that rewards those who make smart decisions early. Today, the UAE isn’t just a destination — it’s a …

Life and Opportunity in the UAE: A Message from Ramzi Ghurani Read More »

Balancing innovation with strict regulations can be challenging in the UAE’s insurance industry. However, “regulatory sandboxes” introduced by the Central Bank of the UAE (CBUAE) offer a middle ground, letting brokers experiment with new ideas while still protecting consumers and the market at large. These specialized environments encourage creative problem-solving under close regulatory supervision, so …

Regulatory Sandboxes: How UAE Insurance Brokers Can Innovate Within CBUAE Guidelines Read More »