Contractors' all risks (CAR) insurance is an insurance policy that provides coverage for the two primary types of risks on construction projects: property damage and third-party injury or damage claims. Damage to property can include improper construction of structures, the damage that happens during a renovation, and damage to temporary work erected on-site. Let’s take [...]

Although they are both designed to protect your business, public liability and professional indemnity insurance are not the same. So what’s the difference? Do you need public liability insurance, professional indemnity insurance, or both? What type of coverage do they provide for your business? In simple terms, public liability insurance covers your business for claims [...]

Are you looking for the best Medical Insurance Cover? Do you want international coverage? How about hassle-free direct billing and claims settlement? This article is meant to give you the utmost clarity regarding the most inclusive and comprehensive medical insurance coverage around today. Here is why we recommend International Medical Insurance Coverage and how to get [...]

When most people think of the term “fleet insurance,” they often assume it’s a typical insurance policy that offers coverage for several vehicles under one plan. However, fleet insurance isn’t exactly the same as your standard auto insurance plan. Fleet insurance plans are designed to help your company save money while simultaneously making it safer [...]

By now, you’ve probably heard in the news or read in the headlines that large companies are frequently exposed to ransomware attacks resulting in data breaches and network failures. When this happens, companies face hefty fines, legal expenses, and the cost associated with a loss in reputation.  The fact of the matter is, ransomware attacks [...]

What are the elements of this risk and how to protect your business? Cyber security is one of the most pressing concerns for organizations around the world. According to a study by security firm Sophos, 51 percent of all surveyed businesses were hit by ransomware in 2020 and ransomware attacks have increased on a global [...]

Most people agree that it’s smart to be insured in the event your home or belongings become damaged or destroyed. However, did you know insurance coverage for strata properties can differ to that offered for non-strata condos?   How is a Condo Different From a House? A condo is a property unit owned by separate [...]

Strata insurance policies are designed to protect the common areas of jointly owned residential property, group, and community title properties, body corporates, owners corporations, and strata managers. Jointly owned property (JOP) is the term used to describe a building or land that has been divided into units and where part of the land or building [...]

If we’ve learned anything over the past year, it’s that we can’t always plan for unexpected events that can impact our business. That’s where business interruption insurance can help. An add on or extension to your property insurance, this form of coverage provides protection against a variety of common interruptions, including natural disasters, equipment damage, [...]

We tend to look at the world through a different lense these days: before Covid-19 and post Covid-19. Before the global pandemic, we gathered in large groups unmasked, worked in tight office spaces, and felt generally protected against the unknown. As the world continues to vaccinate and manage the virus, we are left to think [...]