why you must disclose ailments before buying medical and health insurance
A common mistake people make when purchasing Medical & health insurance is not disclosing their pre-existing illnesses to the insurance company. This is usually because they are concerned their pre-existing conditions will lead to being denied coverage or increased premium fees. However, you must tell your insurance provider all your medical history to ensure proper [...]
five trends poised to shape the life insurance industry in 2022
As we move into 2022 and beyond, insurers will invest considerably in reimagining the customer’s journey across the lifecycle of their policy, with a focus on life insurance. In particular, the need for life insurance has been brought to the forefront and gained significant visibility since COVID-19 struck. The health and well-being of self and [...]
workmens compensation insurance what is it and why do you need it
As a company, you strive to maintain a safe work environment. Yet, accidents happen. In the event of an onsite employee accident or injury, workmen’s compensation insurance protects your business against liabilities.  Mandatory, UAE Federal Law No. 8 requires all companies to compensate employees who are injured due to an accident at work. In the [...]
what is a preferred provider organization plan
Often when choosing a new job or independently purchased insurance plan, the important question you should be asking yourself is, how good is the insurance coverage? For some, utilizing a preferred provider organization plan (PPO) is the way to go. But what exactly does that mean?  Today, the insurance experts at Petra are going to [...]
challenge of understanding medical insurance costs and charges
Understanding the costs associated with your medical insurance can feel extremely overwhelming. However, it’s important you understand your obligation for payments and copay before you use your benefits to avoid racking up a large and expensive bill. Let’s take a look at the basic principles involved in understanding your health insurance costs and charges.   [...]
everything you need to know about maternity coverage in the uae
Maternity Insurance Coverage Benefits Maternity insurance benefits include coverage for prenatal care, childbirth and hospital stay, postnatal care, and newborn care. However, it’s important to mention you must invest in maternity insurance coverage before you plan on getting pregnant. There is typically a waiting period between when you purchase your policy and when benefits will [...]
health coverage when you are pregnant thinking about pregnancy or planning pregnancy
Whether you are currently pregnant, trying to get pregnant, or are thinking about pregnancy, it’s essential to invest in a comprehensive health insurance policy to ensure all of your needs are met during this exciting time in your life. Maternity care and newborn care services, provided during pregnancy and after your child is born, are [...]