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Fleet Insurance

Fleet Insurance is part of our Commercial Insurance policies. Whether you own a taxi company, car rental service, or delivery service, if your business relies on multiple vehicles to complete your daily operations you can protect your interests with fleet insurance. A commercial fleet insurance policy can be far more affordable than insuring all of your vehicles individually.

Fleet Insurance

What is Fleet Insurance?

Fleet insurance is a type of insurance that covers multiple vehicles. Depending on how your policy is written, covered vehicles can be registered under the company name, director of the company, or partner of the company under one policy to cover your entire organization. In the long run, fleet insurance will not only save your business money, but also the time and headache associated with renewing your policies.

What Vehicles are Covered by Fleet Insurance?

Typically, a minimum of two vehicles is required to be considered a fleet. You can cover a mixture of vehicles ranging from trucks, cars, and suvs to forklift trucks, excavators, and more. Additionally, a wide range of businesses and industries can benefit from fleet insurance, including transportation, hauling, courier, and more.

  • Rent a car fleets
  • Limousine fleets
  • App-driven car fleets (i.e. Uber or Careem)
  • Self-drive mobility (i.e. www.ekar.ae
  • Fleets for employee-issued sedans, trucks, etc.
  • And more

Does Fleet Insurance Cover My Drivers?

Fleet insurance is an auto insurance policy that covers property damage for your fleet cars. However, depending on how your policy is written, standard commercial fleet insurance does not include coverage for your drivers. Typically, only fully comprehensive includes insurance coverage for the driver.

Depending on the type of policy you have, commercial fleet insurance can include a variety of coverage options.

  • Employee liability coverage
  • Trailer coverage
  • Public liability and property damage
  • Tools and goods in transit coverage
  • Roadside assistance
  • Fire and theft coverage
  • Bodily injury
  • And more

Who Needs Fleet Insurance?

Fleet insurance is beneficial for individuals with multiple vehicles, businesses who own more than two vehicles, and transport organizations (such as rental car companies or taxi companies). Benefits of fleet insurance include one easy monthly, quarterly, or annual premium payment, streamlines policy renewal, one simple policy to cover all vehicles, and the possibility for cheaper premiums.

How Much Does Commercial Fleet Insurance Cost?

Fleet insurance can range in price depending on the type of fleet you own, your industry, how much coverage you need to protect your fleet, and the types of drivers for your fleet. When you apply for fleet insurance coverage, you’ll be asked a series of questions to help determine your premium, including and not limited to:

  • How many vehicles are in your fleet?
  • What types of vehicles do you want to insure (i.e. trucks, cars, motorcycles, etc.)?
  • What business are you in?
  • What condition are your vehicles in?
  • How old are the vehicles in your fleet?
  • How frequently are your vehicles used?
  • Maintenance and tracking procedures?
  • Any exterior stickers and paint? 
  • Leasing criteria?
  • Where do you store your vehicles overnight?
  • How old are your drivers (for comprehensive coverage only)?
  • Do your drivers have good driving records (for comprehensive coverage only)?
Fleet Insurance

Provide Peace of Mind with Fleet Insurance

Understanding how commercial fleet insurance can assist your business in the event of an accident or catastrophic event (such as a fire), not only protects your financial interests but also saves valuable resources when it comes time to renew your policy. At Petra, our team of insurance professionals are here to help you determine how much fleet insurance coverage your business requires to ensure you are fully protected in the event of mitigated circumstances.

Lenin Raphael
Lenin Raphael
2024-05-15
Just purchased my second car insurance policy from Ishan Ullah. Great Service. Proactive. Responsive. Highly Recommended! Looking forward to coming back to Ishan next year for my third policy. Thanks Ishan!
Zahid Iqbal Sheikh
Zahid Iqbal Sheikh
2024-05-02
I bought a car insurance from here and the experience was smooth. I was assisted by Mr. Prathvi Singh along the way. Despite a minor issue, he was able to handle the issuance properly with his responsiveness and proficiency. I truly appreciate their dedication to client satisfaction. Highly recommend!
sakthi kumar
sakthi kumar
2024-04-29
Good Followups & very friendly
Salman Ali Shahid
Salman Ali Shahid
2024-04-29
We have been dealing with petra for a very long time. A problem that occurred to our building. And Mr. Adrian was the person in charge who had to complete all the tasks. He has completed his required job and he has done an excellent work due to which we have ontained our refunds back from the insurance. And also the required approvals on timister. Adrian was well prompt office work and also was very. Quick and responding to all the corespondence Either through WhatsApp or email promptly, so the appreciation goes towards the good job done.
Sam Sadmi
Sam Sadmi
2024-03-13
Don’t know much about Petra but I know Hero as I dealt with him for many years. Also before he joined Petra. Very reliable and great service. So for me it’s about the people that you work with.
saji velayudhan
saji velayudhan
2024-03-12
Recently I had purchased vehicle insurance policy through Petra insurance broker LLC. My insurance advisor Mr. HERO BULACAN really put his maximum effort for my requirements and assisted in getting an optimum policy. It is worth mentioning that I was also approached other brokers, but unable to get a good deal. Mr. Hero is very transparent and prompt in response. Getting an agency repair within your budget is a challenging task which Mr. Hero has done it in a systematic manner. Thanks for that.
Sonya Coates
Sonya Coates
2024-03-12
Hero is, absolutely amazing he has been my broker for years I have followed him everywhere. Highly recommend him and his new company Petra. Thanks Hero you really are our family hero ha ha
Mohannad Alkhofash
Mohannad Alkhofash
2024-03-11
Excellent experience with Petra Insurance Broker! Their service is top-notch, and the website is user-friendly. Special thanks to Prathvi for making the process smooth and being incredibly helpful.
Natasha Wanda Noval
Natasha Wanda Noval
2024-03-09
This is to express my sincere gratitude for the exceptional service we received during our recent motor insurance renewal. I would like to specifically thank Nishad and Prathvi for going above and beyond to assist us even if it’s weekend. Their willingness to help made the renewal process smooth, efficient and just be on time of our renewal date. Thank you once again for the outstanding customer service.

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