One in three pets will require unexpected medical attention each year. Veterinarian bills can add up fast. The last thing you want is to be left making a life or death decision based on finances. Pet insurance is designed to protect your pet and your finances when the unexpected happens.

 

Things to Consider When Investing in Pet Insurance

Pet insurance is a health care policy for your pet designed to reimburse you for certain medical tests, visits to the vet, surgeries, and other medical expenses. Similar to traditional health insurance, if your pet becomes injured or sick, you submit a claim for reimbursement.
Depending on the specific terms of your policy, you may need to pay a deductible and a percentage of the bill. However, your policy can save you thousands of dollars in the event of a medical emergency for your cat or dog.

Pet insurance is a health care policy for your pet designed to reimburse you for certain medical tests, visits to the vet, surgeries, and other medical expenses. Similar to traditional health insurance, if your pet becomes injured or sick, you submit a claim for reimbursement. 

things to consider when investing in pet insurance

Depending on the specific terms of your policy, you may need to pay a deductible and a percentage of the bill. However, your policy can save you thousands of dollars in the event of a medical emergency for your cat or dog.

 

Network of Clinics and Vet

Your pet insurance is only useful when clinics and vets accept your policy for your pet claim. When selecting a pet insurance policy, be sure to pay close attention to the clinics and providers in your area who accept your pet insurance. The last thing you want is to find out during an emergency that there aren’t any nearby providers for your furry friend!  

The great thing is the UAE and specifically, Dubai is pet friendly and has a multitude of facilities.

Quality and Ease of the Claims Process

When your pet becomes ill, you don’t want to be spending your time and energy on filing an insurance claim. The best pet insurance polices make it easy for you to submit and track your claims through a convenient online portal. Additionally, you claim should be processed in a timely manner to avoid any late fees or penalties from your vet or local pet clinic.

Anyone with a pet should consider investing in pet insurance to protect their pet and their finances in the event of unexpected medical expenses. Pet insurance also helps pet owners avoid the heartbreaking situation where lifesaving care for their beloved pet comes down to a financial decision.

what does pet insurance cover

 

What Does Pet Insurance Cover?

If you have a dog, cat, or another pet, you should consider pet insurance to cover unexpected medical costs for illness or injury. Pet insurance covers a variety of costs associated with trips to the vet in the event that your pet becomes injured or sick. 

Pet insurance can provide your pet with the medical care they need. Top-rated cat insurance and dog insurance plans cover illnesses, accidents, emergency care, cancer, and more. 

Depending on how your policy is written, pet insurance generally covers the following costs:

  • Diagnostic tests
  • Surgery and rehabilitation costs
  • Hospitalization due to illness of accident
  • Outpatient treatment or patient consultation
  • Cancer treatment
  • Imaging and ultrasounds
  • Third party personal injury
  • Third party property damage

 

Pet insurance policies do not cover every medical situation. Common exclusions for pet insurance include:

  • Pre-existing conditions
  • Routine tests and vaccinations
  • Routine vet fees, such as nail clipping, spaying, grooming, and giving birth (etc.)
  • Any referral for a second opinion
  • Dental treatment
  • Any claim for housing, breeding, cremating, or disposal of your pet
  • The cost of placing your pet to sleep
  • And more

How Much Does Pet Insurance Cost?

Pet insurance can save you thousands of Dirhams if your dog or cat becomes sick, hurt, or they require major medical treatment. Illness and injury treatments can cost pet owners hundreds or thousands of dollars, and your coverage will help to offset these costs.

Pet insurance premium costs can range in price based on a variety of factors, including:

  • Age of your pet
  • Breed of your pet
  • Vaccinations status (i.e. are all vaccinations current?)
  • Genetic and hereditary conditions
  • Previous medical history

Depending on your specific needs, you can choose to pay your pet insurance premiums monthly, quarterly, or annually.

 

pet insurance in dubai

Protection for your furry family!

Understanding how pet insurance coverage can assist you when your dog or cat becomes unexpectedly injured or ill can save you a great deal of money during a medical event. At Petra, our team of insurance professionals are here to help you protect your interests, your loved ones, and your pets.

 

For more information on how to obtain pet insurance, contact a member of our team.